How to Prepare for a Tornado [Infographic]

While many people think tornadoes impact only the Midwest, every state in the country is vulnerable to tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). Approximately 1,200 tornadoes hit the U.S. each year, causing an average of $24,000 in home damage and $4,000 in auto damage.

Stay prepared and informed of severe weather drills in your state by checking the official severe weather preparedness dates. These drills are typically conducted before tornado season begins in each state.


Preparing your car before a tornado strikes

If the area you live in is under a tornado watch, which means that tornadoes are possible in the nearby area, move your car into a garage or away from any trees. Do not, however, attempt to do this if conditions are unsafe or if your area … Read more

How to Interview Someone for a Job in 7 Simple Steps

Finding the right employees can be a challenge in any industry. To put the right people in the right positions, it is always helpful to brush up on interviewing skills and putting an effective interview process in place.[i]

Conducting a job interview takes some planning. Making sure you find the right candidate for the job involves reviewing applications, preparing interview questions, creating scorecards — among other things. If you are an employer wondering how to conduct a job interview effectively, here are seven tips to follow.

1. Build an interview structure

Before you start scheduling, create an interview structure. Essentially, you want to create an agenda for these meetings, which helps you know how to guide and streamline each interview process. You might start off with an introduction, followed by an overview of job duties, and a list of questions to ask each candidate. If applicable, you may … Read more

Trailer Towing Tips: How to Prevent Trailer Sway

There are few things more frightening while towing your recreational vehicle than trailer sway. A sudden gust, a passing semi-truck or a quick steering correction can start your trailer swaying or fishtailing. The loss of control can mean tipping your valuable recreational vehicle or causing a serious accident.

Even the most experienced drivers have lost control of their towed trailers with disastrous results. A brief encounter with sway on the highway can quickly put a damper on your vacation and make you think about putting the camper back in the garage or up for sale. These tips can help you understand what causes trailer sway, as well as help keep your RV upright.

What causes trailer sway?

Below are common causes of trailer sway when towing a trailer.

Hitch adjustments

Any trailer towed with a hitch set behind the rear axle of the tow vehicle can sway or fishtail while … Read more

Are There Car Insurance Discounts for Safe and Low-Mileage Drivers?

Insurance customers are often eager to save money, and insurance companies have continued finding ways to help them lower their premium costs. One way that companies reward drivers who don’t log a lot of time behind the wheel is to give them low-mileage discounts for driving less.

The costs of premiums vary from state to state. Some states require insurers to factor in the estimated annual mileage when they set rates.[1] Why does this matter? In California, increasing estimated miles from 5,000 miles to 20,000 miles per year equates to approximately a 25 percent premium hike.[2] Insurance companies can make incremental increases for drivers who put more miles on their cars, although the differences are typically not as significant as in the Golden State.[3]

Still, saving money on your car insurance can help you out financially, and the idea of saving money by driving less is one … Read more

Which Usage-Based Car Insurance is Best for You?

Highlights:

• If you’re a safe or low-mileage driver you may be able to save now
• Nationwide offers two usage-based insurance options that may be right for you
• Talk to your insurance agent about the best fit for you

You may be wondering which usage-based insurance (UBI) program would best suit you. UBI programs and the customized options they can provide are becoming the choice for a growing number of drivers. Carriers that can tailor auto insurance coverages and options based on the unique needs of all the drivers in a household are giving customers the control they’re looking for from a car insurance company.

Nationwide offers two usage-based insurance programs

There are two UBI options that could help you save, depending on how you drive. SmartRide® offers a discount based on how safely you drive. SmartMiles® provides a rate based on how much you drive. … Read more